1. 8 Products Every Natural Skincare Lover Needs
  2. Sticky Orange Tempeh with Maple Thyme Roasted Vegetables
  3. Healthy Vegetarian Meal Plan: Week of 02-22-2020
  4. What’s NEW in the JSHealth App 2.0
  5. Chocolate & Peanut Butter Fondant
  6. The Best Non-Toxic Nail Polish and Nail Polish Removers on Amazon
  7. Introducing Alchemy Meal Prep!
  8. Safe Anti-Aging Skincare for Breastfeeding Moms
  9. Our Pick of the Best Natural Shampoo Bars That Are Hot Right Now
  10. Our Favorite Sulfate-Free Shampoos of 2020
  11. Natural and Eco-Friendly Scrubs for a Glowing Face and Body
  12. Top 7 Washable and Eco-Friendly Makeup Removers
  13. 7 Products Every Natural Skincare Lover Needs
  14. A List of Our Favorite Silicone-Free Hair Products
  15. 13 Stretch Mark Creams That Are Safe for Pregnancy
  16. Our Favorite Non-Toxic, Chemical-Free Sunscreens
  17. Book review: The Easy 5-Ingredient Pescatarian Cookbook
  18. Healthy Vegetarian Meal Plan: Week of 02-15-2020
  19. Vegan Chickpea Walnut Tacos
  20. Permission to Love Yourself, Too
  21. Healthy Vegetarian Meal Plan: Week of 02-08-2020
  22. Lovely Meals Lately
  23. Tart Cherry Orange Pistachio Bread (Gluten-Free!)
  24. Top 6 Sodium Culprits
  25. Fasting and You
  26. Drool-Worthy Healthy Lunch Recipes You Need in Your Life
  27. Cherry Orange Pistachio Bread (Gluten-Free!)
  28. The Truth About Plastics
  29. Heartfelt Foods
  30. BPA Explained
  31. Healthy Vegetarian Meal Plan: Week of 02-01-2020
  32. Savvy Spending with Nicole Lapin
  33. 5-Ingredient Peanut Butter Chia Balls
  34. Healthy Vegetarian Meal Plan: Week of 01-25-2020
  35. Can neurogastronomy save the world?
  36. Healthy Tuna Noodle Casserole
  37. Healthy Vegetarian Meal Plan: 01-18-2020
  38. Pantry 2020 Basics
  39. Top 10 Tips for Cooking Dried Legumes
  40. What I Ate Wednesday + Day In the Life
  41. Brussels Sprout Kale Caesar Salad with Rosemary Croutons
  42. Healthy Vegetarian Meal Plan: Week of 01-11-2020
  43. Eat for your Dosha
  44. Keep it Moving
  45. No-Bake Chocolate Almond Butter Oatmeal Bars
  46. Apple Cider Vinegar for Digestion
  47. Healthy Vegetarian Meal Plan: Week of 01-04-2020
  48. Mediterranean Vegetable Pasta with Chickpeas
  49. Healthy Vegetarian Meal Plan: Week of 12-28-2019
  50. Get Well, Not High
  51. 21 Fabulously Festive Vegan Holiday Treats
  52. Healthy Vegetarian Meal Plan: Week of 12-21-2019
  53. Vegan Lasagna Soup
  54. Sweet Potato Rounds with Goat Cheese, Roasted Grapes, and Pecans
  55. Healthy Vegetarian Meal Plan: Week of 12-14-2019
  56. Vegan Peanut Butter Cup Cookies (Gluten-Free!)
  57. Kid-approved vegan eats
  58. Fudgy Avocado Walnut Brownies
  59. Healthy Vegetarian Meal Plan: Week of 12-07-2019
  60. Amazing Vegan Ginger Molasses Cookies
  61. 2019 Holiday Gift Guide For Her
  62. Herbal Inclusions for Dishes and Drinks
  63. 4 Diabetes Game Changers
  64. Healthy Vegetarian Meal Plan: Week of 11-30-2019
  65. Instant Pot Mashed Potatoes with Garlic and Cream Cheese
  66. Healthy Vegetarian Meal Plan: Week of 11-23-2019
  67. Wedding Planning: The Ring, Our Vendors, and More!
  68. Instant Pot Vegan Cream of Mushroom and Wild Rice Soup
  69. Healthy Vegetarian Meal Plan: Week of 11-16-2019
  70. Healthy Vegetarian Meal Plan: Week of 10-26-2019
  71. Healthy Vegetarian Meal Plan: Week of 11-02-2019
  72. Roasted Potato, Mushroom, and Lentil Kale Salad
  73. Healthy Vegetarian Meal Plan: Week of 11-09-2019
  74. Healthy Vegetarian Meal Plan
  75. Healthy Vegetarian Meal Plan
  76. What I Wednesday: FNCE in Philly!
  77. Potato, Mushroom, and Lentil Kale Salad
  78. Healthy Vegetarian Meal Plan
  79. Unearthing Evidence-Based Integrative Remedies to Stress
  80. Scribble Anxiety Away
  81. Best Hostess Gift Ever
  82. What I Ate Wednesday: Fiancé Edition!
  83. Pumpkin Walnut Burgers with Chipotle Yogurt Sauce
  84. Favorite Fluffy Whole Wheat Pancakes
  85. Healthy Vegetarian Meal Plan
  86. Vegan Chili Cornbread Casserole
  87. Healthy Vegetarian Meal Plan
  88. Orca Conservation
  89. Fall’s Functional Foods
  90. Healthy Vegetarian Meal Plan
  91. Healthy Pumpkin Cheesecake Dip
  92. Simple Swaps for Your Zero Waste Journey
  93. Lessons on Food and Farming in Monterey, California
  94. Healthy Vegetarian Meal Plan
  95. Quick and Easy-One Pan Veggie Red Curry
  96. Healthy Vegetarian Meal Plan: Week of 09-21-2019
  97. Here’s How to Live a more Colourful Life
  98. Cooking with CBD
  99. Eco-friendly Food Storage
  100. Bento Box Recipes
  101. How to Make Sushi Sandwich
  102. Healthy Vegan Buffalo Cauliflower Dip
  103. Healthy Vegetarian Meal Plan: Week of 09-14-2019
  104. 5 lunchbox ideas
  105. 17 Free and Easy Ways to Be a Self-Care Expert
  106. Fluffy Vegan Pumpkin Muffins
  107. Healthy Vegetarian Meal Plan: Week of 09-07-2019
  108. 33 Mouthwatering Healthy Vegetarian Recipes for Dinner Tonight
  109. What I Ate Wednesday
  110. The Best Apple Cider Vinegar Salad Dressing
  111. VOTE TODAY!
  112. Veggie Stir Fry with Peanut Sauce
  113. Twilight Time: Reading With Kids
  114. Keep your cool
  115. Tart Cherry Crumble Pie
  116. Healthy Vegetarian Meal Plan
  117. Healthy Vegetarian Meal Plan
  118. Your brain on… air pollution?
  119. Brain Boosters
  120. MCT oil Coconut’s healthful gift
  121. Hot right now
  122. Cupcakes for breakfast?
  123. Vegan Chocolate Zucchini Muffins
  124. What is CBD? A Guide to Health Benefits, Usage, and More!
  125. Healthy Vegetarian Meal Plan
  126. Hummus Toast – 4 Ways!
  127. What I Ate Wednesday
  128. Fluffy Vegan Blueberry Banana Muffins
  129. Advances in Colorectal Cancer Research
  130. Advances in Breast Cancer Research
  131. Cleft Palate With Cleft Lip
  132. What is CPR?
  133. What Is Dementia? Symptoms, Types, and Diagnosis
  134. Cushing Syndrome (For Parents)
  135. Do Memory Problems Always Mean Alzheimers Disease?
  136. Manganese
  137. Study Shows that Disrupted Gut Bacteria May Contribute to the Spread of Breast Cancer
  138. She Faced Breast Cancer At 16 With Little Help From Doctors. Now She’s Speaking Out On Behalf Of Black Women
  139. What Do We Know About Healthy Aging?
  140. Participating in the Arts Creates Paths to Healthy Aging
  141. Setting Goals to be More Active Slows Memory Decline in Older African Americans
  142. Study Shows Music Eases Pain and Other Symptoms for Patients Undergoing Breast Cancer Treatment
  143. 49-Year-Old Breast Cancer Patient Grateful She Didn’t Wait Until 50 for a Mammogram
  144. Teen’s Innovative “SMART Armour” Protects Breast Cancer Patients from Radiation
  145. New Drug Improves 3-Year Survival by 50% for Young Women with Stage IV Breast Cancer
  146. Young Mother’s Life Tragically Taken by Breast Cancer After She Refused Traditional Treatments
  147. NIH Study Tracks Exercise with Mobile Apps to Improve Heart Health
  148. Lion With Skin Cancer Has Received Radiation Therapy In Hospital
  149. 3rd Grader Writes Note for Teacher Battling Breast Cancer to Read Right Before Treatment
  150. Skin Care
  151. Have Back Pain? These Are the Basic Spinal Structures You Need to Know
  152. The Final Word on Whether Alcohol Actually Has Any Health Benefits
  153. New One-Time “Seed” Treatment for Breast Cancer Being Used in Philadelphia
  154. Julia Louis-Dreyfus Talks About The Side Effects of Chemotherapy
  155. Teacher on Leave for Breast Cancer Treatment Forced to Pay for Her Own Substitute
  156. 27-Year-Old Thought She Was Injured Falling Off A Horse, But Then She Learned She Had Breast Cancer
  157. Should Surgery And Radiation Be The Standard Treatment For DCIS? The COMET Study Is Finding Out
  158. Judge Rules That 3-Year-Old Child With Leukemia Must Get Chemo Against Parents’ Wishes
  159. This Charcoal Powder Drastically Whitens Teeth Without Any Chemicals
  160. These Black Cherry-Flavored Shots Help Accelerate Weight Loss
  161. Olivia Newton-John Talks About How She Stays Positive Amid Cancer Battle
  162. This Army Captain Mom Was Diagnosed with Breast Cancer When She Was Just 8 Weeks Pregnant
  163. High-Deductible Health Plans Linked to Delayed Diagnosis and Treatment of Breast Cancer
  164. Antibiotic shortages are putting Aboriginal kids at risk – The Conversation AU
  165. Cuddle beds bringing some physical comfort to end-of-life patients – ABC News
  166. People who skip breakfast are five times more likely to die after a heart attack – Daily Mail
  167. Yale researchers revive cells in dead pig brains – Yale Daily News
  168. Scientists revive cellular activity in brain of dead pigs: report – Fox News
  169. High-Deductible Health Policies Linked To Delayed Diagnosis And Treatment – NPR
  170. After Breast Cancer Diagnosis, Technology Professor Teaches Computers to Read Mammograms
  171. Fact or Fiction: What to Know About Smoking Cessation and Medications
  172. If Soap and Water Are Not Available, Hand Sanitizers May Be a Good Alternative
  173. Autism: Beware of Potentially Dangerous Therapies and Products
  174. One side of your brain might be giving you nightmares – Cosmos
  175. What Personality Tests Tell Us About Ourselves – NPR
  176. Having a resting heart rate of 75 beats per minute DOUBLES your risk of an early death – Daily Mail
  177. Wear protective goggles to play badminton
  178. Herbal drug kratom linked to almost 100 overdose deaths, CDC says – USA TODAY
  179. Ability to lift weights quickly can mean a longer life – EurekAlert
  180. Climate change is making allergy season worse – CNN
  181. 11 Unexpected Ways You Can Relieve Headaches – HuffPost
  182. New Jersey preschoolers have highest autism rates in the nation, researchers say
  183. Auburn gymnast who suffered severe injuries: My pain is not your entertainment
  184. A four-day work week could improve our health and cut carbon emissions
  185. Promising treatment for chronic fatigue syndrome fails large trial
Thursday, February 27, 2020
  1. 8 Products Every Natural Skincare Lover Needs
  2. Sticky Orange Tempeh with Maple Thyme Roasted Vegetables
  3. Healthy Vegetarian Meal Plan: Week of 02-22-2020
  4. What’s NEW in the JSHealth App 2.0
  5. Chocolate & Peanut Butter Fondant
  6. The Best Non-Toxic Nail Polish and Nail Polish Removers on Amazon
  7. Introducing Alchemy Meal Prep!
  8. Safe Anti-Aging Skincare for Breastfeeding Moms
  9. Our Pick of the Best Natural Shampoo Bars That Are Hot Right Now
  10. Our Favorite Sulfate-Free Shampoos of 2020
  11. Natural and Eco-Friendly Scrubs for a Glowing Face and Body
  12. Top 7 Washable and Eco-Friendly Makeup Removers
  13. 7 Products Every Natural Skincare Lover Needs
  14. A List of Our Favorite Silicone-Free Hair Products
  15. 13 Stretch Mark Creams That Are Safe for Pregnancy
  16. Our Favorite Non-Toxic, Chemical-Free Sunscreens
  17. Book review: The Easy 5-Ingredient Pescatarian Cookbook
  18. Healthy Vegetarian Meal Plan: Week of 02-15-2020
  19. Vegan Chickpea Walnut Tacos
  20. Permission to Love Yourself, Too
  21. Healthy Vegetarian Meal Plan: Week of 02-08-2020
  22. Lovely Meals Lately
  23. Tart Cherry Orange Pistachio Bread (Gluten-Free!)
  24. Top 6 Sodium Culprits
  25. Fasting and You
  26. Drool-Worthy Healthy Lunch Recipes You Need in Your Life
  27. Cherry Orange Pistachio Bread (Gluten-Free!)
  28. The Truth About Plastics
  29. Heartfelt Foods
  30. BPA Explained
  31. Healthy Vegetarian Meal Plan: Week of 02-01-2020
  32. Savvy Spending with Nicole Lapin
  33. 5-Ingredient Peanut Butter Chia Balls
  34. Healthy Vegetarian Meal Plan: Week of 01-25-2020
  35. Can neurogastronomy save the world?
  36. Healthy Tuna Noodle Casserole
  37. Healthy Vegetarian Meal Plan: 01-18-2020
  38. Pantry 2020 Basics
  39. Top 10 Tips for Cooking Dried Legumes
  40. What I Ate Wednesday + Day In the Life
  41. Brussels Sprout Kale Caesar Salad with Rosemary Croutons
  42. Healthy Vegetarian Meal Plan: Week of 01-11-2020
  43. Eat for your Dosha
  44. Keep it Moving
  45. No-Bake Chocolate Almond Butter Oatmeal Bars
  46. Apple Cider Vinegar for Digestion
  47. Healthy Vegetarian Meal Plan: Week of 01-04-2020
  48. Mediterranean Vegetable Pasta with Chickpeas
  49. Healthy Vegetarian Meal Plan: Week of 12-28-2019
  50. Get Well, Not High
  51. 21 Fabulously Festive Vegan Holiday Treats
  52. Healthy Vegetarian Meal Plan: Week of 12-21-2019
  53. Vegan Lasagna Soup
  54. Sweet Potato Rounds with Goat Cheese, Roasted Grapes, and Pecans
  55. Healthy Vegetarian Meal Plan: Week of 12-14-2019
  56. Vegan Peanut Butter Cup Cookies (Gluten-Free!)
  57. Kid-approved vegan eats
  58. Fudgy Avocado Walnut Brownies
  59. Healthy Vegetarian Meal Plan: Week of 12-07-2019
  60. Amazing Vegan Ginger Molasses Cookies
  61. 2019 Holiday Gift Guide For Her
  62. Herbal Inclusions for Dishes and Drinks
  63. 4 Diabetes Game Changers
  64. Healthy Vegetarian Meal Plan: Week of 11-30-2019
  65. Instant Pot Mashed Potatoes with Garlic and Cream Cheese
  66. Healthy Vegetarian Meal Plan: Week of 11-23-2019
  67. Wedding Planning: The Ring, Our Vendors, and More!
  68. Instant Pot Vegan Cream of Mushroom and Wild Rice Soup
  69. Healthy Vegetarian Meal Plan: Week of 11-16-2019
  70. Healthy Vegetarian Meal Plan: Week of 10-26-2019
  71. Healthy Vegetarian Meal Plan: Week of 11-02-2019
  72. Roasted Potato, Mushroom, and Lentil Kale Salad
  73. Healthy Vegetarian Meal Plan: Week of 11-09-2019
  74. Healthy Vegetarian Meal Plan
  75. Healthy Vegetarian Meal Plan
  76. What I Wednesday: FNCE in Philly!
  77. Potato, Mushroom, and Lentil Kale Salad
  78. Healthy Vegetarian Meal Plan
  79. Unearthing Evidence-Based Integrative Remedies to Stress
  80. Scribble Anxiety Away
  81. Best Hostess Gift Ever
  82. What I Ate Wednesday: Fiancé Edition!
  83. Pumpkin Walnut Burgers with Chipotle Yogurt Sauce
  84. Favorite Fluffy Whole Wheat Pancakes
  85. Healthy Vegetarian Meal Plan
  86. Vegan Chili Cornbread Casserole
  87. Healthy Vegetarian Meal Plan
  88. Orca Conservation
  89. Fall’s Functional Foods
  90. Healthy Vegetarian Meal Plan
  91. Healthy Pumpkin Cheesecake Dip
  92. Simple Swaps for Your Zero Waste Journey
  93. Lessons on Food and Farming in Monterey, California
  94. Healthy Vegetarian Meal Plan
  95. Quick and Easy-One Pan Veggie Red Curry
  96. Healthy Vegetarian Meal Plan: Week of 09-21-2019
  97. Here’s How to Live a more Colourful Life
  98. Cooking with CBD
  99. Eco-friendly Food Storage
  100. Bento Box Recipes
  101. How to Make Sushi Sandwich
  102. Healthy Vegan Buffalo Cauliflower Dip
  103. Healthy Vegetarian Meal Plan: Week of 09-14-2019
  104. 5 lunchbox ideas
  105. 17 Free and Easy Ways to Be a Self-Care Expert
  106. Fluffy Vegan Pumpkin Muffins
  107. Healthy Vegetarian Meal Plan: Week of 09-07-2019
  108. 33 Mouthwatering Healthy Vegetarian Recipes for Dinner Tonight
  109. What I Ate Wednesday
  110. The Best Apple Cider Vinegar Salad Dressing
  111. VOTE TODAY!
  112. Veggie Stir Fry with Peanut Sauce
  113. Twilight Time: Reading With Kids
  114. Keep your cool
  115. Tart Cherry Crumble Pie
  116. Healthy Vegetarian Meal Plan
  117. Healthy Vegetarian Meal Plan
  118. Your brain on… air pollution?
  119. Brain Boosters
  120. MCT oil Coconut’s healthful gift
  121. Hot right now
  122. Cupcakes for breakfast?
  123. Vegan Chocolate Zucchini Muffins
  124. What is CBD? A Guide to Health Benefits, Usage, and More!
  125. Healthy Vegetarian Meal Plan
  126. Hummus Toast – 4 Ways!
  127. What I Ate Wednesday
  128. Fluffy Vegan Blueberry Banana Muffins
  129. Advances in Colorectal Cancer Research
  130. Advances in Breast Cancer Research
  131. Cleft Palate With Cleft Lip
  132. What is CPR?
  133. What Is Dementia? Symptoms, Types, and Diagnosis
  134. Cushing Syndrome (For Parents)
  135. Do Memory Problems Always Mean Alzheimers Disease?
  136. Manganese
  137. Study Shows that Disrupted Gut Bacteria May Contribute to the Spread of Breast Cancer
  138. She Faced Breast Cancer At 16 With Little Help From Doctors. Now She’s Speaking Out On Behalf Of Black Women
  139. What Do We Know About Healthy Aging?
  140. Participating in the Arts Creates Paths to Healthy Aging
  141. Setting Goals to be More Active Slows Memory Decline in Older African Americans
  142. Study Shows Music Eases Pain and Other Symptoms for Patients Undergoing Breast Cancer Treatment
  143. 49-Year-Old Breast Cancer Patient Grateful She Didn’t Wait Until 50 for a Mammogram
  144. Teen’s Innovative “SMART Armour” Protects Breast Cancer Patients from Radiation
  145. New Drug Improves 3-Year Survival by 50% for Young Women with Stage IV Breast Cancer
  146. Young Mother’s Life Tragically Taken by Breast Cancer After She Refused Traditional Treatments
  147. NIH Study Tracks Exercise with Mobile Apps to Improve Heart Health
  148. Lion With Skin Cancer Has Received Radiation Therapy In Hospital
  149. 3rd Grader Writes Note for Teacher Battling Breast Cancer to Read Right Before Treatment
  150. Skin Care
  151. Have Back Pain? These Are the Basic Spinal Structures You Need to Know
  152. The Final Word on Whether Alcohol Actually Has Any Health Benefits
  153. New One-Time “Seed” Treatment for Breast Cancer Being Used in Philadelphia
  154. Julia Louis-Dreyfus Talks About The Side Effects of Chemotherapy
  155. Teacher on Leave for Breast Cancer Treatment Forced to Pay for Her Own Substitute
  156. 27-Year-Old Thought She Was Injured Falling Off A Horse, But Then She Learned She Had Breast Cancer
  157. Should Surgery And Radiation Be The Standard Treatment For DCIS? The COMET Study Is Finding Out
  158. Judge Rules That 3-Year-Old Child With Leukemia Must Get Chemo Against Parents’ Wishes
  159. This Charcoal Powder Drastically Whitens Teeth Without Any Chemicals
  160. These Black Cherry-Flavored Shots Help Accelerate Weight Loss
  161. Olivia Newton-John Talks About How She Stays Positive Amid Cancer Battle
  162. This Army Captain Mom Was Diagnosed with Breast Cancer When She Was Just 8 Weeks Pregnant
  163. High-Deductible Health Plans Linked to Delayed Diagnosis and Treatment of Breast Cancer
  164. Antibiotic shortages are putting Aboriginal kids at risk – The Conversation AU
  165. Cuddle beds bringing some physical comfort to end-of-life patients – ABC News
  166. People who skip breakfast are five times more likely to die after a heart attack – Daily Mail
  167. Yale researchers revive cells in dead pig brains – Yale Daily News
  168. Scientists revive cellular activity in brain of dead pigs: report – Fox News
  169. High-Deductible Health Policies Linked To Delayed Diagnosis And Treatment – NPR
  170. After Breast Cancer Diagnosis, Technology Professor Teaches Computers to Read Mammograms
  171. Fact or Fiction: What to Know About Smoking Cessation and Medications
  172. If Soap and Water Are Not Available, Hand Sanitizers May Be a Good Alternative
  173. Autism: Beware of Potentially Dangerous Therapies and Products
  174. One side of your brain might be giving you nightmares – Cosmos
  175. What Personality Tests Tell Us About Ourselves – NPR
  176. Having a resting heart rate of 75 beats per minute DOUBLES your risk of an early death – Daily Mail
  177. Wear protective goggles to play badminton
  178. Herbal drug kratom linked to almost 100 overdose deaths, CDC says – USA TODAY
  179. Ability to lift weights quickly can mean a longer life – EurekAlert
  180. Climate change is making allergy season worse – CNN
  181. 11 Unexpected Ways You Can Relieve Headaches – HuffPost
  182. New Jersey preschoolers have highest autism rates in the nation, researchers say
  183. Auburn gymnast who suffered severe injuries: My pain is not your entertainment
  184. A four-day work week could improve our health and cut carbon emissions
  185. Promising treatment for chronic fatigue syndrome fails large trial

Nicole Lapin wasn’t always a master of all things money.

Growing up in a family that never spoke about finances and attending a school that didn’t include financial education, she had no sense of dollars and cents. When she found herself working on the floor of the Chicago Mercantile Exchange as a rookie financial reporter at age 18, it was pure “fake it till you make it.”

“I just lied,” says Lapin. “I said I knew about finance … and discovered that money is just a language like everything else; we just don’t have a Rosetta Stone. Once I discovered how to speak the language, I spoke it to the world*—and fast-forward to a decade later: I launched The Money School.”

In addition to running The Money School—a three-month online course that covers all your financial bases to get your cash flow on track—Lapin is a New York Times best-selling author. She’s written Rich Bitch, Boss Bitch, and, most recently, Becoming Super Woman. She’s also a speaker and co-host of the personal finances-focused podcast Hush Money. Breaking down the financial language barrier is what she’s famed for. She frames money topics in a friend-to-friend fashion, complete with no-bullshit quips and straight-shooting, actionable tips.

“Once you can speak the language, obstacles like guilt, shame, and other emotions that come along with an overwhelming and intimidating topic melt away,” says Lapin.

*Just how did Nicole Lapin start teaching the world about money?  She became the youngest anchor at CNN and then at CNBC, for starters.

Financial stress may be one of the worst heart-health villains! Stress has long been linked to heart disease, but now researchers have shown that different types of stress may have different degrees of impact on your health. In a recent study, participants with moderate to high financial stress were nearly three times as likely to have a heart disease event. In another study—this one examining links between heart attacks and depression, anxiety, stress, work stress, and financial stress—researchers found that people with significant financial stress were 13 times more likely to have a heart attack. (Meanwhile, those with major work stress were 5.6 times more likely to have a heart attack.) Time to take your financial health to heart!

The big picture

There are a few fundamental shifts most people need to make to start feeling good about their finances and their level of success, says Lapin.

Start from where you are

A lot of people think they have to make money before they can take control of it—but according to Lapin, there’s no time like the present to start dealing with your finances (or anything else, for that matter).

“There’s this idea that we’ll be happy when we get to a certain job or a certain salary or when we lose five pounds,” explains Lapin. “But the five pounds becomes 10 pounds, the salary becomes a bigger one, and we never get our brain to the other side.”

Change your mindset: You are “there” right now. Sure, there’s always going to be another step to take or target to aim for, but, as Lapin says, “Studies have shown that balance, happiness, and getting your financial shit together will bring you more success and wealth than having it the other way around.”

Set your own benchmark and stick to it

If you feel off-balance, like your budget is out of whack, or that you just aren’t succeeding, ask yourself if you actually have a definition of what balance, success, or financial security is for you. Lapin’s advice? Get real.

“If we constantly compare ourselves to whatever is happening on Instagram, we just assume that we’re not balanced compared to the best version being shown,” she says. “Comparing our mom lives to that of a mommy blogger who bakes bread and homeschools her kids or our fitness regimen to that of a fitness blogger who works out for five hours a day is just not realistic. Coming up with a benchmark for yourself and not changing the goalposts is the best way to tackle that.”

Of course, there are more specific steps you can take to really own your financial health once you’ve made the necessary mental shifts.

Nicole Lapin’s tips for financial wellness in 2020

1. Make a spending plan

Break your income down into Essentials, Endgame, and Extras. “It’s a good way to look at your finances as a whole and still allow yourself small indulgences so you don’t end up binging later on,” says Lapin.

2. Negotiate

Everything is worth questioning. Ask for a better deal on your interest rate on your credit card, your major bills, mortgage—everything. The worst that can happen is that your payments will stay the same.

3. Prioritize to pulverize

Any debt you might have needs to be ranked. The debts with the highest interest rates need to go first. Think credit card debt, followed by your car loan, then your mortgage, and finally your student loans.

4. Be prepared

Tailor your savings to things that are personal to you—and automate saving so a certain amount is put away every month without you thinking about it. For example, “I break my phone once or twice a year,” says Lapin, “so putting a certain amount of money into a fund for when it inevitably happens really lessens the anxiety around it happening.”

5. Self-investment is the new self-care

Lapin’s latest book, Becoming Super Woman, is all about avoiding burnout and achieving balance. To write it, she explored pretty much every aspect of self-care. “Rather than pedicures or massages—although I do love those—I like to think of self-care as the work you do on yourself, for yourself,” says Lapin. And that work doesn’t have to break the bank. Sometimes it can actually give you a pay raise!

6. Take a mental health day

If you’re feeling anxious or on edge, can’t sleep, can’t perk up, or have been constantly sick lately, it might be time to take a day for your mental health. Talking about the need for these openly will help to end the stigma around them. If you feel like you just can’t afford it, remember that taking a sick day is included in your wage—and the more days off you take, the higher your hourly pay becomes.

Laura Sugden is a health coach whose savings pots include “Far-off lands,” “Bright lights + city nights,” and “Expensive haircuts.” There’s also “New house,” but we don’t talk about that. @free.bird.living; freebirdliving.org

A version of this article was originally published in the January/February issue of alive USA with the title “Savvy Spending with Nicole Lapin.”

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